Founded in 2015, our company SnapSwap International S.A. holds an Electronic Money License in Luxembourg that is passported to all EU member states. SnapSwap is fully licensed and regulated by the financial regulator in Luxembourg (CSSF). SnapSwap holds a Principal Mastercard Membership which allows the issuing of credit and debit cards and processing the transactions. SnapSwap is SEPA homologated.

SnapSwap offers Everest, an online banking platform for businesses with full payment functionalities for domestic and international payments, expense management, and card issuing. The company also offers Snaprove, a complete end-to-end automated white-label solution for customer due diligence and identity verification. ​

members of the board 

Georges Schmit 
MEMBER OF THE BOARD

Georges  has more than 35 years of experience in senior economic policy assignments with the Government of Luxembourg. In his most recent position he was Consul General and Executive Director at the Luxembourg Trade & Investment Office in San Francisco. Currently, Georges Schmit serves as a member of the Advisory Board on Space Resources at the Government of Luxembourg.

RAYMOND SCHADECK 
MEMBER OF THE BOARD 

Raymond Schadeck has 29 years of professional experience in consultancy and audit. Mr. Schadeck worked as CEO and CFO at Ernst & Young, where he came to from a partner and CEO position at Arthur Andersen. Over the last 7 years Mr. Schadeck serves as an independent director on the boards of Banque Raiffeisen, Intesa San Paolo Group, LuxInnovation GIE and other private and public companies. 

KARIN SCHINTGEN
MEMBER OF THE BOARD​

Before joining Snapswap’s board, Karin Schintgen ran as the CEO of the House of Start-Ups in Luxembourg, an incubator campus connecting people, ideas, and technology in different fields. Prior to this, Karin, a trained lawyer, was also the founder and CEO of the incubator Lux Future Lab, which gives her extensive experience in the Fintech ecosystem in Luxembourg. During her career, Karin also held different C-Level positions at Citibank New York, Kredietbank, BGL BNP Paribas and RTL Group.

Thomas Heldner
​Member of the Board

Thomas Heldner, CEO of Wallee Group AG, is a highly accomplished executive with a wealth of experience in the financial services industry. Thomas has a proven track record of success in sales and marketing and is exceptionally skilled in international market development. Thomas served as CPO at Worldline Global for 10 years before joining Wallee group. As a multilingual leader, Thomas has a deep understanding of the nuances of different cultures and can easily navigate complex business environments. Thomas has a unique combination of strategic thinking, organizational management, and change management expertise, which he uses to drive growth and innovation within the Wallee group.​

STEFAN INTEMANN
MEMBER OF THE BOARD

LEADERSHIP 

DENIS kiselev 
CEO 

Denis started his career in financial services with the World Bank and continued for 20 years in various executive positions before founding his fintech startup. Denis moved from San Francisco to Luxembourg to establish SnapSwap's international headquarters.

OLIVIER PICAVET 
HEAD OF BUSINESS DEVELOPMENT

Olivier is a FinTech enthusiast, promoter of dynamic business relationships, helping in the development of Snapswap for more than 6 years. Graduate of the University in Economics, Management and Finance, Olivier Picavet was also chairman of the main business association leading over 60 people. Olivier Picavet joined SnapSwap in 2017. Olivier became responsible for the business development and achieved outstanding results for the digital onboarding product. He’s now also taking care of Everest and handles the partnerships of the company. Olivier became Deputy CEO in 2019.

OSKAR TRETJUKS
CHIEF COMPLIANCE OFFICER

After having completed his Master of Laws degree at Turība Business School, Oskar started his carrier as a lawyer in financial services. Then, he served as head of legal compliance in several financial services and is currently working as a Chief Compliance officer and legal counsellor at SnapSwap. 
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