Founded in 2015, our company SnapSwap International S.A. holds an Electronic Money License in Luxembourg that is passported to all EU member states. SnapSwap is fully licensed and regulated by the financial regulator in Luxembourg (CSSF). SnapSwap holds a Principal Mastercard Membership which allows the issuing of credit and debit cards and processing the transactions. SnapSwap is SEPA homologated.

SnapSwap offers a business payments and expense management platform for small businesses and a digital onboarding and KYC service for financial institutions and fintechs. 

Our mission is to support SMEs and startups with the necessary financial tools, Everestcard and Snaprove, to grow their businesses. We want to enable founders and business owners to focus on their products and clients, and let us take care of the rest.

members of the board 

Georges Schmit 
MEMBER OF THE BOARD

Georges  has more than 35 years of experience in senior economic policy assignments with the Government of Luxembourg. In his most recent position he was Consul General and Executive Director at the Luxembourg Trade & Investment Office in San Francisco. Currently, Georges Schmit serves as a member of the Advisory Board on Space Resources at the Government of Luxembourg.

Artem Petsyukha 
Director &
​Member of the Board 

Artem Petsyukha has 20 years of experience as a senior manager and innovation leader in technology and payments industries. While working at Mastercard in Russia and Ireland, Artem has developed the e-commerce payments infrastructure, built solid partnerships and launched many fintech products – virtual cards, wearable payment devices, card-on-file and NFC wallets including ApplePay. Also Artem is a professional coach and a business mentor.

RAYMOND SCHADECK 
MEMBER OF THE BOARD 

Raymond Schadeck has 29 years of professional experience in consultancy and audit. Mr. Schadeck worked as CEO and CFO at Ernst & Young, where he came to from a partner and CEO position at Arthur Andersen. Over the last 7 years Mr. Schadeck serves as an independent director on the boards of Banque Raiffeisen, Intesa San Paolo Group, LuxInnovation GIE and other private and public companies. 

LEADERSHIP 

DENIS kiselev 
CEO 

Denis started his career in financial services with the World Bank and continued for 20 years in various executive positions before founding his fintech startup. Denis moved from San Francisco to Luxembourg to establish SnapSwap's international headquarters.

OLIVIER PICAVET 
HEAD OF BUSINESS DEVELOPMENT

Olivier is a FinTech enthusiast, promoter of dynamic business relationships, helping in the development of Snapswap for more than 4 years. During his studies in Economics, Management and Finance at University, Olivier Picavet was chairman of the main business association. Leading around 60 people, he accomplished several initiatives and important projects with the university and companies. Olivier Picavet decided to join SnapSwap in 2017. Olivier became responsible for the business development, achieved outstanding results for the digital onboarding product and became Deputy CEO in 2019.

Renats Lokomets
Chief Risk Officer

During the last 20 years, Renats has dealt with a wide range of financial and investment products from traditional commercial lending and leasing to advanced fintech products. He has 15+ years of experience as a Board Member at one of the largest banks in the Baltics states. Renats managed a European licensed investment fund and participated in B2C and B2B lending and asset management companies, developed a payment startup, and actively supporting the startup ecosystem.

OSKAR TRETJUKS
CHIEF COMPLIANCE OFFICER

After having completed his Master of Laws degree at Turība Business School, Oskar started his carrier as a lawyer in financial services. Then, he served as head of legal compliance in several financial services and is currently working as a Chief Compliance officer and legal counsellor at SnapSwap. 
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