Enter the everest mobile app – a cutting-edge solution for modern businesses. Designed to provide entrepreneurs with seamless financial control, the everest mobile app offers a suite of features that streamline everyday financial tasks.

Real-time financial oversight
Have a complete overview of your company’s finances right in your pocket. 

• View your account details and issued cards
• Check your available balance and card limits
• Consult and track your recent transactions

Effortless card managementAccess and manage your cards easily. Whether you’re checking your card spendings or tracking team members’ transitions, the power is in your hands.

• See your card details and make payments on the go
• View and control the cards issued to your team
• Monitor usage to ensure compliance with your company's expense policy

Expense tracking and categorisation
Quickly and effectively manage your company’s and team’s spending:

• Scan and upload receipts: Use the camera of your mobile phone to capture and securely upload receipts directly into the transaction, in the app. This not only saves time but also reduces the chance of losing important expense records.
• Easy tracking and categorization: Categorize the expenses with tags, making it easy to track where and how funds are being spent. Say goodbye to manual sorting and hello to immediate, organized insights.

Having a team of employees with different roles is essential for the proper functioning of a company. It’s not just about assigning tasks, but also about allocating the budget according to the needs of each employee.

Expenses are a very important factor in evaluating a company’s health as they represent monies that are either spent or reserved for future spending. Of course, this doesn’t mean these expenses have to be fully authorised by the senior management team. As all businesses have to operate, be agile and stay profitable, there are procedures in place that give workers autonomy to handle their own expenses.

In this blog article, we explain how.


Give access to physical and virtual cards to your employees instantly

As a business owner, do you ever wonder how much your employees spend with their corporate credit cards? You can easily order, terminate or freeze your employee’s cards, set spending limits for each card, transition, or per day and month, all from your online dashboard as you have a 24/7 card control.

The cards can be assigned to a user, cancelled anytime and re-assigned to someone else to give you more flexibility.

Control your team expenses and set up limits

everest allows you to manage your employees’ expenses and payments, cards and budgets in real-time. Avoid duplicates, track who paid how much and when, reconcile all expenses in one place, get insights into what’s normal for your teams’ spending and give each of them the power to manage their own expenses.

Everest is an intelligent expense management software that allows you to manage and forecast expenses in real time, so you can get the big picture whenever you need it. For example: define spending limits for each card and for each employee, so they can work out their own budgets and make payments without disrupting your view of the overall financial situation.

Scan receipts and attach them to the report for easy reporting

Get rid of the chaos in your expenses. You can easily scan and upload your receipts with the camera of your mobile phone for fully digitalized receipts and keep track of your business expenses by categories, adding tags and comments. You will know in which category the expenses are the most important and where you should be more careful. Gain transparency and a clear view of the level of costs and activities to better control internal resources for business optimization.

The automatically generated statements allow you to access your financial information in just a few clicks. You can also download statements into CSV files to simplify accounting and make it easier to import historic data into your bookkeeping or tax software.

everest is a powerful expense management solution that allows you to control, monitor and track your employees’ expenses. From managing the budget to understanding how much your team spends on different categories, everest can help you get a clear picture of how much money your company spends each month.

SnapSwap offers innovative banking solutions for businesses of all sizes, and one of its core products is everest, an online platform that provides easy banking access to small and medium-sized businesses.

everest offers a wide range of tools and services designed to help companies manage their expenses more effectively. This includes instant account opening, online verification, multiple credit cards and automated expense management. With everest, companies can streamline their financial flows by assigning flexible lines of credit or saving time on reporting and accounting.

One of the main benefits of everest is its powerful cash flow and payments management platform. Businesses can easily perform all their cash management and payment tasks online 24/7 from a computer, tablet, or mobile phone. This level of convenience is a game changer for businesses that need to stay on top of their finances at all times.

Another significant advantage of everest is its partnership with Mastercard, allowing it to offer business credit cards fully integrated into everest business accounts for easy expense management. When a company needs a credit card for an employee, the card can be instantly issued in digital form and made available with a flexible line of credit. Customers can automate expense management, saving time, effort and money. everest also provides direct access to insurance products, travel reservations and other tools that facilitate a company's daily life.

everest is an ideal platform for businesses of all sizes, from small start-ups to established companies. The platform offers online merchant accounts that customers can open directly at everestcard.com. The entire process takes less than 10 minutes, making it quick and convenient for busy business owners. everest also provides 24/7 support, alerts and controls, ensuring that companies are always on top of their finances.

In conclusion, everest is an innovative business online platform that offers easy banking access to small and medium-sized businesses. With its tools and services, companies can manage their finances more effectively, saving time, effort and money.

Learn more at everestcard.com and open your everest business account here.

 Wallee Group AG, a leading provider of payment technology solutions has closed the acquisition of SnapSwap International S.A., a Luxembourg financial institution.

​Wallee Group AG now offers a unique value proposition: Omnichannel payment technology for e-commerce, face-to-face and unattended transactions combined with providing an end-to-end solution for authorization, acquiring collecting, issuing services, proprietary invoicing and cash flow operations, supported by automated onboarding including AML and KYC.

With this comprehensive service portfolio the Wallee Group AG is in a strong position to enable major providers to use or resell innovative payment solutions to their network of clients (as-a-service) as well as to offer direct digital payment services via the web portals wallee.com and everestcard.com to small and medium enterprises across Europe from a single source.

With over 120 employees in four locations in Europe (Switzerland, Luxembourg, Germany, Lithuania), Wallee Group AG is ready to expand its presence from DACH and Benelux regions to other European and global markets.

Wallee Group AG CEO Thomas Heldner, former Chief Product Officer at Worldline: “Snapswap portfolio and know-how is the perfect complement to wallee. We are looking forward to the development of new products and solutions for our institutional clients and our end users - merchants and businesses. Modern businesses expect seamless integration of payment flows, 360-degree control of transactions, top-notch innovations and dedicated customer support. We are well positioned to deliver to these expectations with the assurance of strong risk management and full regulatory compliance.“

SnapSwap International S.A. founder and CEO Denis Kiselev joins the Wallee Group AG Board of Directors: “Today SnapSwap offers everest, an online banking platform for businesses with full payment functionalities for domestic and international payments, expense management, and card issuing. Jointly with the wallee team we are able to reach out to an additional 50 thousand clients, offer new functionalities and expand to other European markets.”

The new venture was approved by the CSSF, the financial markets regulator in Luxembourg. SnapSwap offers its services under an Electronic Money institution license passported to all member states of the European Union. The company holds a Principal Mastercard membership, which allows the issuing of credit & debit cards and processing of the transactions on the Mastercard network.

Have you ever visited an airport and found out the lines at security screening are very long? Did you hope that there would be a solution to this problem? Well, there is. 
​
The airport security process is one that most people agree is in desperate need of attention. As the world's airports continue to grow, and new ones emerge, living with this problem is becoming less and less of an option for a number of reasons. For example, airport security can always be a headache when you're forced to stand around in a long line for an extended period of time. If you add distractions like consistently bad weather, that just adds to the issue at hand. 

Thankfully, this problem appears to be on the decline as more and more airports are adopting Mastercard Airport Security Fast Track as part of their security process. 

In this article, we will tell you what exactly is the Mastercard Airport Security Fast Track, who it's for and how to access it. 

1. What it is Mastercard Airport Security Fast Track?

Whether you want to get ahead of the crowd or need to go quickly to make your flight – Airport Security Fast Track by MasterCard ensures that you can bypass regular queues at airport security and access priority lane instead, and enjoy a quicker, less stressful experience through security.  

Designed with your convenience in mind the VIP Fast Track lane is a digital solution enabling everest cardholders to pre book their priority service through airport security, making travelling safer and more convenient. 

This system allows passengers to enter the "Fast Track" lane without having to wait, they just can meet the boarding pass verification, and quickly passing through the boarding gate.

A smoother path through airport security leads to a superior travel experience and helps maximize time to relax, shop, or dine and reach the boarding gate more comfortably. 

It’s the perfect way to start a relaxing holiday, a romantic break, or an efficient business trip. Airport Security Fast Track provides access to an extensive network of global airports via “Mastercard Travel Experience” app offering a swift and easy booking and redemption process. 
Find out which airports are covered by this service by visiting this page.

2. For who is the Mastercard Airport Security Fast Track?

Traveling has never been easier. everest Cardholders are now able to utilise the Fast Track Airport Security lane at select international airports more quickly and with more peace of mind. 

This will allow our clients to breeze through security checkpoints, without slowing down and without any additional waiting. 

Designed with our clients convenience in mind, everest cardholders will be able to enjoy a smoother and less stressful experience through airport security, spending less time waiting in lines.

3. How can you access it?

As an everest cardholder, you can use the Mastercard Travel Experiences website or app to get access to the Mastercard Airport Security Fast Track service anywhere worldwide.

If you are an everest cardholder, please follow these steps to gain access to booking the fast track:

1. Make sure you're carrying your everest card.
2. Create a personal account on the Mastercard Travel Experiences mobile app (available for both iOS and Android) or website.
3. Once you've completed the account registration process, you'll be able to order fast track for your forthcoming airport visit.

Now that you as a cardholder have created an account on the Mastercard Travel Experiences, it’s possible to book tickets in advance. Simply select an airport, the number of passengers, and the desired time slot on the app.
The passenger will receive the eTicket via email or through the app. Upon arrival at the airport, you must proceed to the Fast Track zone of the terminal required and present the Airport Fast Track e-ticket to gain access.

Avoid queuing and enjoy a faster, less stressful airport security experience at Mastercard's global network of airports. Simplify your airport experience with your everest card. 

Through this article, I hope that you have gained some insight into how the Mastercard Fast Track security lanes work and how they can benefit you. The Fast Track lane has emerged as an important method of reducing airport delays and congestion. Furthermore, it is easy to understand why it appeals to both large business travelers and also holiday-makers alike who just want to get on their flights without any hassle. 

For enhanced security, we are excited to offer you a new way to authenticate your identity and payments.

​1. Use a voice one-time password (OTP) to log in to your everest account

Authentication is an important step in the sign-in process, so we want to make it easier for you to access your everest account as quickly as possible.

From now on, you have an additional security feature in the sign-in process. As your verification method, you can opt for using a voice one-time password (OTP) to complete the identity authorization process in case you do not receive the text message via SMS.

How to proceed with the identity verification via voice call to log in to your everest account:

1. To log in to your everest account, please visit the following page: https://account.everestcard.com/
2. In case you do not receive a text message within 30 seconds, you will have an option to select a One-Time Password via Voice Call.
3. Click on “Voice call with a code” and you will receive a call along with a 6-digit security code.
4. Enter the 6-digit verification code in the box and you will be redirected to your everest account.
Congratulations!! You have successfully verified your identity

2. Authenticate your payments with a voice one-time password

​The need of identifying and verifying users and processes is one of the most important capabilities for payment transactions. The objective is to ensure that the payment transaction is being effectuated by the correct user while protecting their privacy and data integrity.

In order to ensure the correct user is executing a transaction, we added a voice (OTP) one-time password

The same method of authenticating identity is used to authenticate payments, just follow the steps described above to proceed it in a secure way.

Our voice OTP is available in English, French and German. You can request voice OTP in whichever language you feel most comfortable.

Stay tuned on our social network with Everest for more product updates and follow our accounts on Linkedin @everestcard and on Facebook @everestcardEU!

Everything you need to know about purchase and travel insurance that will give you peace of mind in case unforeseen events happen.

The convenience of having a credit card and being able to shop and pay later is appreciated by many, but did you know there are more benefits associated with your credit card? In this article, we introduce you to the purchase and travel insurance that are included in some of the credit cards you use and which are the most valued coverage.

What is Credit Card Insurance?
Credit Card Insurance is a product offered by insurance companies, companies, stores and banks to indemnify the insured in unexpected situations, such as theft and scams, involving bank cards. These insurances are usually used to protect customers when shopping.

This service was designed because the credit card is an object very targeted by criminals, especially in the digital environment.

In this scenario, insurance companies and banks saw an opportunity to protect their customers. So, card insurance has the function of preventing possible damages related to credit card misuse, protecting your purchases, both physical and online.

With travel becoming more and more part of the everyday life of ordinary people, travel insurance has become indispensable and many insurers and companies already include it in their package.

What is Credit Card Insurance for?

Now that you know what credit card insurance is, let’s explain how it works in practice. Generally, this type of insurance is charged monthly and can be deducted from your credit card bill or is part of the package you purchased at your bank or insurance company.

When purchasing Card Insurance, the insured who experiences any problem with their credit card can notify the company responsible for the insurance. In this way, the customer is able to request the reimbursement of undue expenses and avoid losses. The money will be refunded whenever the situation is mentioned in the insurance policy and the scam, robbery or theft can be proved by the client.

Travel insurance: something you have and you hope don’t have to use it

Some credit cards – like Everest – offer their customers free travel insurance. There are no additional costs to get the insurance coverage, simply pay the cost of the ticket with your credit card.

If your ticket was issued with miles, you can also rely on travel insurance, as long as you pay all boarding fees using your credit card.

How do I know if my credit card offers travel insurance?

Credit card travel insurance is usually offered for higher category cards or is already part of the purchased package. At Everest, travel insurance is already included in the Standard package. If you have any questions, check your credit card bank’s website or contact one of ours agents via the online appointment calendar.

What does credit card travel insurance cover?

In order to avoid additional costs when taking out this protection through an insurance company, it is good to know that you can take advantage of credit card travel insurance. It’s very simple: to activate it, all you have to do is pay for the trip with the credit card in question.

In addition to the inclusion of personal travel assistance, there are cards with more extensive coverage that protect travelers against flight delays or cancellations, delays in baggage delivery, medical assistance and medical assistance during travel, among others. Find out here what is included in your Everest card travel insurance.

What are the advantages of having travel insurance?

A travel insurance is nothing more than a package that includes a set of coverages (inserted in a policy) that are valid for the duration of the trip.

This type of insurance works as a protection measure against possible damages that may occur while traveling, indemnifying the insured in case of loss or delay of luggage, illness or even in a situation of death.

In the event of illness, for example, this insurance can even reimburse all associated medical expenses and even pay for the trip to a relative for the patient to be accompanied.

In this way, having travel insurance becomes almost essential, as it provides the traveler with security so that he can enjoy his vacation without worrying about additional charges in the event of accidents.

How to use credit card insurance?

If the insured suffers any damage that fits the credit card insurance coverage, the procedure is simple. Immediately after the incident, it is necessary to notify the company responsible for the insurance and file the claim.

It is also necessary to carry out the police report to expedite the damage indemnity process.

Why is it beneficial to have Credit Card Insurance?

Financial planning and research: do the math and find out what the average amount you can pay for this type of protection product is, and find out what credit card options already include insurance in the Standard package.

Pay attention to coverage: it is important to pay attention and choose what will really protect you and your cards, shopping and travel insurance are usually the most used and appreciated by customers.

Understand the policy: The policy is a contract that describes all the duties and benefits that the policyholder has. So, read it carefully and get all your doubts about your credit card insurance policy.

What are the benefits of Everest travel and purchase insurance?

With Everest card, you benefit from Travel Insurance and Purchase Insurance included in our Standard package:

Travel inconveniences: Travel inconveniences provide protection against travel delay, lost luggage, and trip abandonment.

Purchase insurance: The Purchase Insurance guarantees the cardholder the total or partial recovery of the cost of the product purchased with the card, in case of damage, theft or qualified theft within a certain period of time after the purchase.

Everest makes all the difference in your comfort, protection, safety, and for the full enjoyment of your trip and your purchases. Learn more about our insurance coverage here.

We are excited to announce that we have rolled out the current account functionalities on Everest. Now, you can carry day-to-day business transactions easily!

What’s in the Everest current account?

• Get an live IBAN – to receive payments effortlessly into your Everest account by sharing your IBAN with clients.
  
• Faster payments – so you can send money to any other bank account thanks to the IBAN.
  
• Standing orders – to set up regular payments to pay your employees or suppliers on time.
  
• Mastercard® debit and credit cards – so you can spend anywhere that accepts Mastercard around the world, with a direct connection in to Mastercard.

Don’t forget!

Everest offers multiple features other than the current account. At Everest, you will enjoy:

• Effortless expenses control – 360° visibility: track expenses in real-time, check unlimited transaction history.
  
• Automated expense report generation to save time on accounting and reporting : simply scan receipts and attach them to transactions instantly. Categorize expenses with tags, import transaction data: truly a one-click expense management tool!
  
• Everest community deals and special discounts from our selected partners.

 
We want to make banking easy for all businesses and entrepreneurs, and support you with the necessary financial tools to grow your business.
​
How do I get an account?

Opening a new account at Everest is fairly simple : no visits to a bank branch or paper documents. Go to the sign up page and open a business current account online in a few minutes. Plus, we offer a trial of 90 days so you can test out the features and benefits of Everest. Sign up now

The tracking number is indicated in the email confirming your order. In one click, you will be informed of the status of your package!

The tracking card feature will add 1 more option to the delivery methods currently available. Right now, you can choose between a standard delivery option for free or an express delivery option. This new option will include the tracking details.

Stay tuned on our social network with Everest for more product updates and follow our accounts on Linkedin @everestcard and on Facebook @everestcardEU!